For the most part, life insurance premiums increase as you get older.
Our Case Managers work closely with life insurance companies identify backdating opportunities.
Life insurance policies are issued at your life insurance age.
Since age is one key factor in determining how much you will pay for your policy, it’s important to keep your age as low as possible when your policy is issued.
If the timing works out, we can sometimes backdate your policy and keep your life insurance age of the insured down by one year.
And that one year can make a big difference in the cost of your policy.