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In 1982, Bank of New South Wales merged with the Commercial Bank of Australia to form Westpac.There were many other bank mergers and acquisitions throughout Australia's banking history.

Although savings accounts are not linked to paper checks or cards like current accounts, their funds are relatively easy for account holders to access.Consumers deposit money which they can withdraw as desired on demand.These accounts often allow the account holder to withdraw funds using bank cards, checks or over-the-counter withdrawal slips.The account holder has the right to withdraw deposited funds, as set forth in the terms and conditions governing the account agreement.The deposit itself is a liability owed by the bank to the depositor.

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  1. The bonding of two souls in holy matrimony is looked upon as a legal bond and social contract. The abstract, decorative and floral designs are unique to Islamic art and architecture.